Flood Insurance

FEMA Flood Law Changed October 1, 2018 – Now you can move to Private Flood Insurance at any time!
Save up to 50 %

Are you aware of the new FEMA flood rule that allows property owners to move their FEMA flood policy, at any time, to the private flood insurance market.  So what does this mean for YOU?

Due to this massive change (FEMA flood rule 26 – part of the WYO Bulletin W-18008), homeowners can now move your flood insurance policy from FEMA to a private flood insurance company at any time. This can possibly save you 50% or more in many cases.  There are a few specifics that one must follow in order to do so, but it is not that hard when you are working an agent that understands these new rules and steps that need to happen.

Here is a brief description of the rules and guidelines in order to start saving you money on flood insurance. 

  • The private market/non-NFIP policy must be for building coverage on the same building that is insured by the NFIP policy being canceled.
  • Cancellation Effective Date: The date cancellation request is received by The Flood Insurance Processing Center
  • Cancellation Request: Must be received within the current NFIP policy year
  • Refund will be pro-rata less the Federal Policy Fee and Probation Surcharge (if applicable). Only the current year premium is eligible for the refund
  • Required Documentation: A copy of the non-NFIP policy declaration page and a statement from the mortgagee, if any, accepting the non-NFIP policy as a replacement
  • Contents only policies are not eligible for this cancellation type
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Prospect, OH 43342​
(740) 494-9448​​
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