Did you purchase insurance solely based on the price?

Advertisers have confused the Auto Insurance market place. 

Over the last decade, advertisers have been telling consumers that auto insurance is commodity that should solely be purchased based on price or brand recondition.  Consumers are being conditioned to think an insurance purchase should be made in less than 15 minutes  at the lowest rate that can be found. "Shop and save". Many local agency's   now advertise they will find you he "lowest price possible"

On-line insurance providers have no obligation to advise consumers of what coverage's that should be considered at the time of purchase. The only objective they have is to offer a price that will convince that individual to purchase the product as quickly as possible so they can move on to the next sale. Most consumers have limited knowledge of what insurance coverage's they have or need. If you do not engage in conversation with a insurance professional that is willing to advise you on the coverage's you need at the time of the sale, you could find after a loss you wished that you had. 

• What are your "Responsible limits" of liability if you cause property damage, physical injury or accidental death ?
  
• How much liability do you need to protect your assets, future earnings or retirement plans? 
• How much coverage do you need for yourself if a uninsured or under-insured causes an accident that changes or ends your or a family members life.